|Jack and his fiancée Jill were a modern couple, quite realistic about the state of marriage these days.
They met with the minister of the church to discuss their marriage vows.
"Pastor," said Jill, "we wonder if we could make a change in the wording of our ceremony."
"Yes, Jill," replied the pastor, "it is sometimes done. What do you have in mind?"
"Well," said Jill, "we'd like to alter the 'until death do us part' section to read, 'Substantial penalty for early withdrawal.'"